The Car Hub

Very important, there are now no grey areas with regard to insuring or not insuring a vehicle you own.
New government law now states that if you own a vehicle you either have to insure it or declare it a SORN (Statutory Off Road Notice) in order to keep it without insurance.
If you are found to have an uninsured vehicle without a SORN to cover it you face a fine of £100.
This clampdown is aimed at reducing the number of uninsured drivers and vehicles on UK roads – about time too.
 

Second Hand Airbags, Does Your Insurance Cover You?
The motoring world is now waking up to a new potential disaster, second hand airbags in cars which have been involved in accidents may fail to operate and could result in fatalities or injuries which could seriously affect your online car insurance quote.
This situation has not previously arisen but the sudden explosion in the online sale of second hand airbags on the auction site eBAY has caused alarm bells to ring

It’s a Monday so let’s get all the bad news over and done with today.
Hidden away in the recent budget and with nobody, so far, commenting on it but with the exception of Life policies all other insurances, including car insurance, had their Insurance Premium Tax raised from 5 to 6%.
That doesn’t sound much but couple it with the rise in VAT from 17.5 to 20% and it all adds up.

A report by the UK Automobile Association (AA) due out this week is expected to reveal that young drivers car insurance has increased by 14% in the last 3 months  of 2009 alone.
It’s not only young drivers who are getting hit in the their wallet, the parents of young drivers who are in the age bracket 40-49  years who decide to add their children onto their car policies have also been knocked with a 11% increase over the same period.

Points received for speeding offences mean insurance penalty points, do not ignore this warning, insurance companies are now more than likely to penalize you for getting points for speeding.
Every 3 points can add a £100 to an average car insurance premium. Even if you have the cheapest car insurance this kind of penalty is sure to hurt your pocket.

You’ve spent a lot on presents, you may have dined out on Xmas Day, you remember using your credit card too many times recently, thoughts are now in your head about saving money and cutting down on expenditure.
When it comes to car insurance there are several ways to reduce your annual costs. The first major item to remember is that when filling in your insurance request form, the questions asked are there for a reason and every reply you give is an assessment of your risk to the insurance company.

Here in the south of the UK we had our first taste of winter snow yesterday so perhaps it’s a suitable time for some reminders to help make driving safer at this time of year.

It’s getting so damn hard to maintain an optimistic outlook on life these days. The insurance industry which we have always looked to to safeguard our chattels is now turning the screw.
As a driver the idea has always been that if you drive safely and make no claims you will be rewarded by your car insurer with an increase in your annual no claims bonus which would then see your insurance premium for the next year reduced, nice and clear isn’t it?. Not any more.